Articles on: Adding Funds

Can I receive USD payments to my Halocard account?

Yes, you can receive USD payments to your Halocard provided US bank account. Examples include salary payments, transfers from friends/family and any other type of payment eligible to be sent to a traditional US checking account. Please check your Halocard account for your unique account number and routing details.


Incoming payments are subject to standard, business-day processing times for US banks including 1 - 3 days for ACH transfers and up to 1 day for wire transfers. Payments will be visible in your Halocard account balance and ready to spend once settled.


Payment Methods

Processing Time

Incoming Fees

ACH Transfer

1 - 3 Days

Free

ACH Transfer (Same-Day)

Same Day

Free

Domestic Wire

Same Day

Free

FedNow

Instant

Free

Real Time Payments (RTP)

Instant

Free

International Transfer (SWIFT)

1 - 5 Days

Free (Non-USD funds subject to foreign exchange rates)

Updated on: 24/12/2025